888-970-5729
200+
What Are the Insurance Policy Limits if I’m Involved in an Uber Accident in Bakersfield?
Uber’s driver’s policy limits depend completely on whether they are offline or in Period 1,2 or 3. Sound confusing? It can be, so let’s break it down.
Offline:
If the Uber driver is offline and not logged into the Uber app at the time of the California Uber accident, then the accident would only be covered by their personal automobile insurance.
Period 1:
If the California Uber driver is logged into the Uber app but hasn’t accepted a passenger, then they are considered to be in Period 1.
The insurance policy limits if the Uber driver is involved in an accident during Period 1 are as follows:
- $50,000 of bodily injury liability coverage per person injured in the accident
- $100,000 of bodily injury liability coverage per accident
- $30,000 worth of property damage liability coverage per accident
Uber also does provide additional liability insurance of $200,000 in Period 1.
Period 2:
Once the Uber driver accepts a trip, they are in Period 2 and the insurance coverage is the same as Period 3.
Period 3:
When an Uber driver picks up their passenger, they are considered to be in Period 3. In both Periods 2 and 3 Uber provides their drivers with:
- $1 million in commercial automobile insurance
- $1 million in uninsured/underinsured motorist coverage
While this may appear to be generous amounts of coverage, Uber is well-known for denying liability or attempting to shortchange the victims of an Uber accident. That is why is it so important that you talk to a California Uber attorney at AttorneyJeff Car Accident Lawyer as soon as possible after your Bakersfield Uber accident.
Get Your Free Case Consultation
No upfront costs to you or your family. We strive to recover fair and equitable compensation for our clients.
Can I Sure Uber for My California Uber Accident?
In the past, victims of an Uber accident in California and throughout the United States have attempted to sue Uber directly, especially if their Uber drivers were operating their vehicle in a reckless manner.
Uber’s reply has almost always been that their Uber drivers are independent contractors and not employees. Because of this position, the drivers were operating independent business and were totally responsible for what happened in their vehicles, not Uber.
What Kind of Compensation Can I Receive if I’m in a California Uber Accident?
Under California law, if you or a loved one was involved in an Uber accident you may be entitled to economic and non-economic damages. In a personal injury lawsuit in California, you could receive compensation for such things as:
- Medical Expenses – Past and Future
- Property Damage
- Lost Income
- Loss of Earning Capacity
- Pain and suffering
- Emotional trauma and distress
- Losses related to a disability or physical impairment
- Losses related to permanent disfigurement
- Loss of enjoyment of life
The state of California does not put a cap on the amount of monetary compensation you may awarded in a personal injury case. A California jury will award you whatever amount they believe to be reasonable based on the evidence and the amount of our losses.
It’s important to note that California is a comparative fault state. This means that if a California jury decides that you are partially to blame for your Uber accident, then they will subtract whatever percentage of blame they believe you have from the total amount of your compensation.
For example, if the California jury believes you were 25% at fault for your Uber accident, you will receive 75% of the total award for damages.
How Much Time Do I Have to File My Bakersfield, California Uber Accident Claim?
The time limit in California to file a personal injury claim is called the Statute of Limitations. In California, you have two (2) years from the date of your Uber accident to file a claim for personal injury.
If a federal, municipal or state vehicle was involved in your California Uber accident, you have six (6) months from the date of your accident to file a claim against them. It doesn’t matter if you were the passenger, Uber driver, or pedestrian, the time limit remains the same.
Do I Need A California Uber Accident Lawyer After My Accident?
If you or a loved one was injured in a California Uber accident, you should contact the Uber accident attorneys at AttorneyJeff Car Accident Lawyer immediately. Any rideshare accident can be difficult, and these types of cases are too complex to handle on your own.
The Bakersfield, California Uber accident lawyers at AttorneyJeff Car Accident Lawyer are able to get access to information that you may not be able to. For example, Uber’s driver monitoring information. This information includes how Uber drivers are behaving on California roads and includes such information as how fast they were driving, any hard braking, etc. Uber will not give you this information, but a California Uber accident lawyer can force them to release this information.
Get Your Free Case Consultation
No upfront costs to you or your family. We strive to recover fair and equitable compensation for our clients.
In the aftermath of your Bakersfield, California Uber accident, you will face a lot of challenging decisions. It may be hard for you to deal with your injuries and lost wages.
The experienced Bakersfield, California Uber accident lawyers at AttorneyJeff Car Accident Lawyer can help you set a plan in motion to assist you in your recovery. Having an experienced California Uber lawyer by your side to protect your rights can give you peace of mind so you and your family can focus on your recovery. Contact us today!